Commercial Loan Modification & Depreciation Acc.

Commercial Relief

Loan Modification

Are you behind in your commercial property loan, worried about falling behind or owe more than your property is worth? Commercial Relief can help you. If you are looking for a way to lower your monthly payments for your commercial investment and prevent it from entering into foreclosure, you need a loan modification program that is not only reliable and guarantees success, but actually specializes in working with commercial real estate loans.

There are many loan modification companies out there, although most of them service residential loans. Others will try to service your commercial real estate loan but will not guarantee that they can help you. Commercial Relief is a law based commercial loan modification company that has helped thousands of commercial property owners, like yourself, get lower payments on their loans. In some cases, we can lower your payment down to 4%! Needless to say, this will save you quite a bit of money each month. For most people, this makes the difference between keeping their property or selling it for less than it is worth.

At Commercial Relief, we stand behind our promise to help commercial property owners. We have a 97% success rate when it comes to lowering loan payments for our customers. We also offer a 100% money back guarantee if, for some reason, we are unable to help you.   As we are a law-based company that specializes in commercial loan modifications, we understand what it takes to get through to a lender and get them to help you. We succeed where others fail.

It is not only residential property that is at a standstill when it comes to property sales. Commercial property sales all over the United States have also declined. Many people are stuck holding onto commercial real estate investments, in some case owing millions of dollars and losing thousands a month. By entering into a safe commercial loan modification program, a property owner can hold onto their property until such a time when the property again gains in value or is sold. This can prevent a foreclosure and possible judgment against the owner.

Trying to deal with the bank yourself is a waste of time. Most of the time, you will end up spending weeks talking to someone who has nothing to do with the decision making process when it comes to lowering your rate. Banks are very reluctant to lower rates for customers, especially in today’s market. Many banks will even string you along until they can proceed with foreclosure. Trying to negotiate your own deal may not only waste your time, but can also end up costing you your property.

Banks that offer an individual customer a lower rate are not offering you the best rate that they can give you. At Commercial Relief, we are familiar with all of the commercial lenders in the industry. We have years of experience in dealing with commercial loan modifications and have helped thousands of people retain their property by lowering their monthly payments.   At Commercial Relief, we are willing to go above and beyond for you, getting you the best rate possible for your situation.

Order and more about Commercial Loan Mod.

More about Commercial Loan Modification

Depreciation Accelerator

Depreciation Accelerator CAN PROVIDE REAL ESTATE purchasers with tremendous tax benefits from accelerated depreciation deductions and easier write-offs when an asset becomes obsolete, broken or destroyed.

CPAs CAN RECOMMEND USING THE cost segregation technique when a taxpayer constructs a building or buys an existing one. It can be used even if a structure was acquired several years earlier.

BUYERS OF REAL ESTATE SHOULD OBTAIN an engineering report that segregates assets into four categories: personal property, land improvements, building components and land.

ONE OF THE AREAS OF CONTROVERSY is the distinction between tangible personal property and a building’s structural components. The Tax Court has set forth criteria CPAs can use in making a factual determination of whether property is inherently permanent and therefore excluded from the definition of tangible personal property.

ADVANTAGES OF Depreciation Accelerator include the value of front-loaded depreciation deductions, write-offs of building components that need replacement and lower local realty-transfer taxes.

DISADVANTAGES INCLUDE THE COST OF THE engineering study, the triggering of depreciation recapture and understatement penalties for taxpayers that use cost segregation too aggressively.

Present-Value Savings Each $100,000 in assets reclassified from a 39-year recovery period to a five-year recovery period results in approximately $16,000 in net-present-value savings, assuming a 5% discount rate and a 35% marginal tax rate. Source: BKD LLP

Released articles on Depreciation Accelerator

* Depreciation Accelerator for

Auto dealerships

Hotels

Apartments

Best of Both World more information about how it works.

Real Estate Weekly article

See what can be used! this is just a sample.

Exhibit 1: Some Property Improvements Pass Muster

In Hospital Corporation of America v. Commissioner, the Tax Court permitted use of the Depreciation Accelerator technique for these building improvements.

5-year depreciable life

39-year depreciable life

Primary and secondary electrical distribution systems
X

Branch electrical wiring and connections special equipment
X

Wiring and related property items in the laboratory and maintenance shop
x

Other wiring and related property
X

Wiring to television equipment
X

Conduit, floor boxes and power boxes
X

Electrical wiring relating to internal communications
X

Carpeting
X

Vinyl wall and floor coverings
X

Kitchen water piping and steam lines
X

Special plumbing to X-ray machines
X

Kitchen hoods and exhaust systems
X

Patient corridor handrails
X